This year has seen the 19th annual What Mortgage Awards take place, celebrating the best businesses in the UK consumer mortgage and insurance markets, as voted for by our loyal audience.

This year’s voting process spanned a 12-week period, seeing us receive in excess of 25,000 votes. This represents our biggest awards year to date, with 1 in 4 of our web visitors getting involved with the awards process.

The ceremony was held on 8th August, whereby we brought together all the winning businesses to reward their excellence in the industry.

We’d like to personally thank each of you who voted, and also extend a hearty congratulations to every business that was nominated during the process.

Here are the 2012 What Mortgage Awards winners:

Best Overall Lender: Halifax

Best National Bank: Natwest/RBS

Best National Building Society: Skipton Building Society

Best Regional Building Society: Nottingham Building Society

Best Local Building Society: Teachers Building Society

Best Direct Lender: Lloyds TSB

Best Online Lender: Post Office

Best Adviser Only Lender: Accord Mortgages

Best Environmental Lender: The Co-Operative Bank

Best Tracker Mortgage Provider: First Direct

Best Fixed Rate Mortgage Provider: Post Office

Best Buy-to-Let Mortgage Provider: The Mortgage Works

Best Offset Mortgage Provider: Woolwich

Best Non-Standard Product Provider: Aldermore Mortgages

Best Mortgage Comparison Site:

Best National Adviser: London & Country Mortgages

Best Regional Adviser: The Mortgage Point

Best Specialist Adviser: The Buy-to-Let Business

Best First Time Buyer Initiative: Lloyds TSB (Home Harmony/Lend a Hand)

Best Overseas Mortgage Provider: Lloyds Bank International

Best Overseas Mortgage Product: Lloyds Bank International

Best FX provider: JN Financial

Best MPPI Provider: Cardif Pinnacle (

Best Overall Insurer: Aviva

Best Life Insurance Provider: Aviva

Best Home Insurance Provider: Direct Line

Best Landlord Insurance Provider: More Th>n Business

Best Home Emergency Cover Provider: Direct Line

Best Insurance Comparison Site:

Best Equity Release Adviser: Key Retirement Solutions

Best Equity Release Customer Service: Key Retirement Solutions

Best Lifetime Product Provider: LV=

Best Home Reversion Product Provider: Bridgewater Equity Release

Best Legal Services Provider: Optima Legal