Self-certification

In times of fraught lending, what is the real meaning of self-certifying your mortgage?

Mortgages that work for you

Self-cert may be the answer if you have an irregular income because you’re self-employed, earn commission or bonuses or have more than one job. Kathleen Hennessy explains.

Make the most of your income

If you’re self-employed, rely on commission or bonuses, or have a second job to boost your income, you may have problems getting a mortgage from a mainstream lender. What Mortgage investigates your options…

Make self-cert work for you

If you are having problems getting a mortgage because you cannot prove how much you earn, then a self-certification mortgage could be the answer. Abigail Montrose gives you the lowdown

Work for yourself and still get a mortgage

If you have more than one job or simply can’t prove on paper how much you earn, don’t worry. Sonia Speedy finds you can still get a mortgage
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