Mortgage basics

Lending up 10 per cent

Gross mortgage lending declined to an estimated £10.5 billion in January. Lending fell by 14 per cent from £12.2 billion in December but was 10 per cent higher than the total of £9.5 billion in January 2011, according to the Council of Mortgage Lenders. Although a seasonal decline is expected, January was the sixth month [...]

Platform reduces rates on BTL products

Platform has reduced the rates on its entire range of two year fixed rate buy to let products by 20 basis points. The rate reduction consists of both the standard BTL range and the ‘Premier Buy to Let’ range, which was launched last month by the lender, the intermediary arm of Co-operative Bank. The products [...]

New BTL range from Skipton

Skipton Building Society has launched a new suite of products for property investors. The range of two, three and five year fixed rate buy-to-let products boasts reduced rates and fees – as well as greater flexibility around fee choices. Key Product Details 2 year fixed rate to 70 per cent LTV Interest rate: 3.89 per [...]

Co-op launches new lifetime tracker mortgages

The Co-operative Bank is launching a new range of lifetime tracker mortgages in addition to reducing rates across its wider mortgage range. 
The new lifetime tracker mortgages are available at 75 per cent and 85 per cent LTV with rates from 2.79 per cent. In another step to encourage movement in the housing market, the [...]

Post Office cuts mortgage rates by up to 1.01 per cent

The Post Office is cutting its mortgage rates by up to 1.01 per cent on a range of its fixed rate and tracker mortgages, expanding its offering to those with larger deposits, whilst maintaining a range for first time buyers. Products are available immediately. The largest cut is to its five year fixed rate deal [...]
Mortgage Finder

First time buyer, home buyer, home mover or remortgaging?
Check out our mortgage 'best buys' supplied by Moneysupermarket.com updated daily and get a mortgage quote today.
Lifestyle Protection Finder

Lifestyle Protection Finder
Protect all of your monthly outgoings in one flexible, value for money plan. Protect up to 90% of your salary and get the first month free.

Mortgage news

Lending up 10 per cent

Gross mortgage lending declined to an estimated £10.5 billion in January. Lending fell by 14 per cent from £12.2 billion in December but was 10 per cent higher than the total of £9.5 billion in January 2011, according to the Council of Mortgage Lenders. Although a seasonal decline is expected, January was the sixth month [...]

Platform reduces rates on BTL products

Platform has reduced the rates on its entire range of two year fixed rate buy to let products by 20 basis points. The rate reduction consists of both the standard BTL range and the ‘Premier Buy to Let’ range, which was launched last month by the lender, the intermediary arm of Co-operative Bank. The products [...]

New BTL range from Skipton

Skipton Building Society has launched a new suite of products for property investors. The range of two, three and five year fixed rate buy-to-let products boasts reduced rates and fees – as well as greater flexibility around fee choices. Key Product Details 2 year fixed rate to 70 per cent LTV Interest rate: 3.89 per [...]

Co-op launches new lifetime tracker mortgages

The Co-operative Bank is launching a new range of lifetime tracker mortgages in addition to reducing rates across its wider mortgage range. 
The new lifetime tracker mortgages are available at 75 per cent and 85 per cent LTV with rates from 2.79 per cent. In another step to encourage movement in the housing market, the [...]

Post Office cuts mortgage rates by up to 1.01 per cent

The Post Office is cutting its mortgage rates by up to 1.01 per cent on a range of its fixed rate and tracker mortgages, expanding its offering to those with larger deposits, whilst maintaining a range for first time buyers. Products are available immediately. The largest cut is to its five year fixed rate deal [...]

Mortgages in depth

Good deals are available to borrowers looking for a new mortgage

Four years have passed since the credit crunch began and, since then, the mortgage market has changed markedly.  All borrower types, whether you are a first-time buyer, remortgage customer or landlord, have been affected.  For example, we have seen low deposit mortgages become rare, record low interest rates and lenders’ credit criteria tightened. The mortgage [...]

How will a Bank of England base rate rise affect borrowers wanting to remortgage?

Although the Bank of England base rate has been at a record low of 0.5% since April 2009, mortgage customers still need to prepare for a potential rise. Even the expectation of a base rate rise is enough to affect the price of mortgages.  Earlier this year, some said that we would see a base [...]

Could you make hay while the sun shines?

With base rates at a historical low since March 2009, the outlook may seem particularly sunny at present. However Martyn Dyson, Head of Mortgages at Nationwide Building Society, unravels a more complex situation and suggests mortgage customers may wish to review their position to make the most of the changing mortgage marketplace. While mortgage rates [...]

How could you protect yourself from increases in your monthly mortgage payments?

Sponsored Article The Bank of England base rate has been at the historic low of just 0.5% for almost two years but some economists are predicting that we will begin to see rates increase during 2011, perhaps several times. For some mortgage customers this is cause for concern and across the industry we are already [...]

Everything You Need to Know About Equity Release

The housing and mortgage market has endured a torrid time over the past 18 months, yet equity release has withstood the pressures of the slowdown remarkably well.

ADVICE TO READERS

While this website is checked for accuracy, we are not liable for any incorrect information included. We recommend that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into transactions.