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	<title>#1 Mortgage Magazine &#124; Compare Mortgages &#124; Mortgage News &#124; Remortgage News</title>
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		<title>Property investment Q+A 12</title>
		<link>http://www.whatmortgage.co.uk/ask-the-expert/property-investment-answer12/</link>
		<comments>http://www.whatmortgage.co.uk/ask-the-expert/property-investment-answer12/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 12:08:31 +0000</pubDate>
		<dc:creator>Anubhav Kumar</dc:creator>
				<category><![CDATA[Ask the expert]]></category>
		<category><![CDATA[buy to let]]></category>
		<category><![CDATA[Mortgages for Business]]></category>
		<category><![CDATA[property investment]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241115</guid>
		<description><![CDATA[Question: My mother has lived in a council flat for most of her life, and has the opportunity to buy it at a big discount. She’s probably going to move out soon, and in with us, regardless of whether she buys, but I think it would make a good investment. Would it be possible to [...]]]></description>
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		<title>Property investment Q+A 11</title>
		<link>http://www.whatmortgage.co.uk/ask-the-expert/property-investment-answer11/</link>
		<comments>http://www.whatmortgage.co.uk/ask-the-expert/property-investment-answer11/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 11:58:27 +0000</pubDate>
		<dc:creator>Anubhav Kumar</dc:creator>
				<category><![CDATA[Ask the expert]]></category>
		<category><![CDATA[buy to let]]></category>
		<category><![CDATA[Mortgages for Business]]></category>
		<category><![CDATA[property investment]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241110</guid>
		<description><![CDATA[Question: I have a couple of properties that I already rent out successfully. Near where I live, two commercial units have come up for purchase that I would like to invest in they’re essentially small workshops, of a type that could be easily let. How do mortgages work on such properties, and would I be [...]]]></description>
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		<title>Property investment Q+A 10</title>
		<link>http://www.whatmortgage.co.uk/ask-the-expert/property-investment-answer10/</link>
		<comments>http://www.whatmortgage.co.uk/ask-the-expert/property-investment-answer10/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 11:52:29 +0000</pubDate>
		<dc:creator>Anubhav Kumar</dc:creator>
				<category><![CDATA[Ask the expert]]></category>
		<category><![CDATA[buy to let]]></category>
		<category><![CDATA[Mortgages for Business]]></category>
		<category><![CDATA[property investment]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241105</guid>
		<description><![CDATA[Question: About a year ago, I had some problems with a tenant who wasn’t paying her rent on time and eventually left the property with a lot of damage. The lack of rent and the repairs I needed to carry out meant that I got behind with my mortgage two months at one stage, though [...]]]></description>
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		<title>Residential mortgages Q+A 3</title>
		<link>http://www.whatmortgage.co.uk/ask-the-expert/residential-mortgages-answer3/</link>
		<comments>http://www.whatmortgage.co.uk/ask-the-expert/residential-mortgages-answer3/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 10:35:10 +0000</pubDate>
		<dc:creator>Anubhav Kumar</dc:creator>
				<category><![CDATA[Ask the expert]]></category>
		<category><![CDATA[Getting a mortgage]]></category>
		<category><![CDATA[London & Country Mortgages]]></category>
		<category><![CDATA[residential mortgage]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241055</guid>
		<description><![CDATA[Question: We have always preferred the stability of a fixed rate mortgage, but our last deal came to an end about a year ago and we moved to the lender’s SVR because it was so much cheaper. While we’re happy to continue paying less, we do prefer to know what our payments are going forward. [...]]]></description>
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		<title>Residential mortgages Q+A 2</title>
		<link>http://www.whatmortgage.co.uk/ask-the-expert/residential-mortgages-answer2/</link>
		<comments>http://www.whatmortgage.co.uk/ask-the-expert/residential-mortgages-answer2/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 10:27:16 +0000</pubDate>
		<dc:creator>Anubhav Kumar</dc:creator>
				<category><![CDATA[Ask the expert]]></category>
		<category><![CDATA[Getting a mortgage]]></category>
		<category><![CDATA[London & Country Mortgages]]></category>
		<category><![CDATA[residential mortgage]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241053</guid>
		<description><![CDATA[Question: My partner and I want to buy our first home together. We don’t foresee any problems getting the mortgage and we’ll share the repayments equally. However, he has a much larger deposit to put down £50,000 compared to my £10,000 and I want to know if there’s any way we can recognise that. He [...]]]></description>
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		<item>
		<title>Residential mortgages Q+A 1</title>
		<link>http://www.whatmortgage.co.uk/ask-the-expert/residential-mortgages-answer1/</link>
		<comments>http://www.whatmortgage.co.uk/ask-the-expert/residential-mortgages-answer1/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 10:15:36 +0000</pubDate>
		<dc:creator>Anubhav Kumar</dc:creator>
				<category><![CDATA[Ask the expert]]></category>
		<category><![CDATA[Getting a mortgage]]></category>
		<category><![CDATA[London & Country Mortgages]]></category>
		<category><![CDATA[residential mortgage]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241035</guid>
		<description><![CDATA[Question: I have a joint offset mortgage with my lender and have recently become divorced. The mortgage of £30,000 is currently charged at a tracker rate of 1.25 per cent. There is also a secured loan of £90,000 attached to the mortgage account and therefore charged at the same tracker rate of 1.25 per cent. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>British homes at risk of falling into disrepair</title>
		<link>http://www.whatmortgage.co.uk/news/british-homes-at-risk-of-falling-into-disrepair/</link>
		<comments>http://www.whatmortgage.co.uk/news/british-homes-at-risk-of-falling-into-disrepair/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 10:01:08 +0000</pubDate>
		<dc:creator>Ben Wilkie</dc:creator>
				<category><![CDATA[Homebuying news]]></category>
		<category><![CDATA[Insurance news]]></category>
		<category><![CDATA[Latest news]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Home improvements]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241043</guid>
		<description><![CDATA[Austerity measures are causing many home owners to risk letting their homes fall into disrepair, according to research from the AA&#8217;s Home Emergency Response Service. The new study reveals that in the past year, over 18.5 million Britons (39 per cent) have delayed home repairs or maintenance or tried to fix things themselves in order [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Lending up 10 per cent</title>
		<link>http://www.whatmortgage.co.uk/news/lending-up-10-per-cent/</link>
		<comments>http://www.whatmortgage.co.uk/news/lending-up-10-per-cent/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 09:59:50 +0000</pubDate>
		<dc:creator>Ben Wilkie</dc:creator>
				<category><![CDATA[First-time buyer news]]></category>
		<category><![CDATA[Homebuying news]]></category>
		<category><![CDATA[Latest news]]></category>
		<category><![CDATA[Mortgage news]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Remortgaging news]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[Bank of England]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[UK housing market]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241041</guid>
		<description><![CDATA[Gross mortgage lending declined to an estimated £10.5 billion in January. Lending fell by 14 per cent from £12.2 billion in December but was 10 per cent higher than the total of £9.5 billion in January 2011, according to the Council of Mortgage Lenders. Although a seasonal decline is expected, January was the sixth month [...]]]></description>
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		<title>Platform reduces rates on BTL products</title>
		<link>http://www.whatmortgage.co.uk/news/platform-reduces-rates-on-btl-products/</link>
		<comments>http://www.whatmortgage.co.uk/news/platform-reduces-rates-on-btl-products/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 09:57:53 +0000</pubDate>
		<dc:creator>Ben Wilkie</dc:creator>
				<category><![CDATA[Buy-to-let news]]></category>
		<category><![CDATA[Latest news]]></category>
		<category><![CDATA[Mortgage news]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[buy to let]]></category>
		<category><![CDATA[property investment]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241039</guid>
		<description><![CDATA[Platform has reduced the rates on its entire range of two year fixed rate buy to let products by 20 basis points. The rate reduction consists of both the standard BTL range and the ‘Premier Buy to Let&#8217; range, which was launched last month by the lender, the intermediary arm of Co-operative Bank. The products [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New BTL range from Skipton</title>
		<link>http://www.whatmortgage.co.uk/news/new-btl-range-from-skipton/</link>
		<comments>http://www.whatmortgage.co.uk/news/new-btl-range-from-skipton/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 09:56:40 +0000</pubDate>
		<dc:creator>Ben Wilkie</dc:creator>
				<category><![CDATA[Buy-to-let news]]></category>
		<category><![CDATA[Latest news]]></category>
		<category><![CDATA[Mortgage news]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[buy to let]]></category>
		<category><![CDATA[Skipton Building Society]]></category>

		<guid isPermaLink="false">http://www.whatmortgage.co.uk/?p=241037</guid>
		<description><![CDATA[Skipton Building Society has launched a new suite of products for property investors. The range of two, three and five year fixed rate buy-to-let products boasts reduced rates and fees &#8211; as well as greater flexibility around fee choices. Key Product Details 2 year fixed rate to 70 per cent LTV Interest rate: 3.89 per [...]]]></description>
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