Mortgage basics

10 ways to deal with worries about your mortgage

4 January, 2007

Mortgage rates are on the rise again – and, as banks struggle to come to terms with turmoil in the global money markets, home owners are struggling to keep pace with the growing cost of their mortgages.

Avoid costly mortgage mistakes

6 July, 2006

Choosing the wrong mortgage could end up costing you thousands of pounds, but by following our simple mortgage dos and don'ts you can make sure you end up with the best mortgage for you and save money in the process.



Georgian wooden door

Need to remortgage but can't?

31 March, 2008

Are you stuck on your lender’s standard variable rate (SVR) and can’t remortgage? Are you about to come to the end of your special deal and can’t get another one?

image of house

Interest-only mortgage 'an option for the debt conscious'

31 March, 2008

Switching to an interest-only mortgage is a viable option for those who fear they might struggle with their payments, one industry body has claimed.

Picture of houses

Northern Rock mortgage customers 'need not worry'

21 February, 2008

There is no need for anyone who has a mortgage with Northern Rock to worry, one expert has said.

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ESSENTIALS

Mortgage news

Houses of Parliament

Missed opportunity

13 March, 2008

The Chancellor, Alistair Darling, largely ignored pleas by the mortgage industry to do something about stamp duty in yesterday’s Budget.

Interest rates stay the same

6 March, 2008

The Bank of England has kept interest rates at 5.25 per cent, which didn’t really come as a surprise to anyone.



Mortgages in depth

a wrapped up present

Especially for you

December/January 2007/08

Mortgage lenders are getting into the Christmas spirit by offering gifts including free valuations, free legal fees and even cashback on mortgages – but are these gifts really as generous as they seem? Emma Lunn finds out

little plastic people outside a plastic house

100 per cent and beyond

December/January 2007/08

With a cooling market and tightening lending criteria, is it still a case of ‘by hook or by crook’ when it comes to making the first rung of the ladder? Laura Howard investigates the mortgages that lend ‘100 per cent and beyond’