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If your income fluctuates because you’re self-employed or rely on commission or bonuses you may have problems getting a mortgage
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The Financial Services Authority (FSA) has outlined proposals to ensure all mortgages are carefully assessed to make sure borrowers
Lenders are not offering their products to the adviser market, say brokers
Mainstream mortgage lenders are finally beginning to open their doors to self-employed workers, allowing them much needed access to fairly
Self-cert mortgages now make up a significant part of the market and the mortgage industry is predicting that this sector
UCB Home Loans, Nationwide's specialist intermediary lender is removing the £75 up-front reservation fee.
Self-cert may be the answer if you have an irregular income because you’re self-employed, earn commission or bonuses or have
If you’re self-employed, rely on commission or bonuses, or have a second job to boost your income, you may have
If you are having problems getting a mortgage because you cannot prove how much you earn, then a self-certification mortgage
If you have more than one job or simply can’t prove on paper how much you earn, don’t worry. Sonia
There’s nothing more frustrating than having your mortgage application turned down. But there are ways you can help to improve
Self-certification mortgages can make the applicaiton process a lot simpler, but how do you know whether you are eligible? We
ADVICE TO READERS
While this website is checked for accuracy, we are not liable for any incorrect information included. We recommend that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into transactions.
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